Run your own numbers

Enter your business details to see what OnPay would cost you per year.

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Plans

OnPay Payroll
Base fee $49/month source
Per employee $6 per employee/month source
Per contractor Billed like an employee source
Per payroll run None source
Additional states Included source
W-2 forms $0 per form source
1099 forms $0 per form source
Monthly minimum None source
One-time setup $0 one-time source

What's included on each plan

OnPay Payroll
Employees in more than one state Included
1099 contractor payments Included
Files federal and state payroll taxes for you Included
Time tracking Not verified
Health benefits administration Included
Workers comp administration Included
HR tools (documents, onboarding) Included
Next-day direct deposit Not verified
City or local payroll tax filing Included
Tipped employees Not verified
Accountant access Not verified

Worked examples

1 employee, 1 state

$660/year on OnPay Payroll. OnPay Payroll is OnPay’s only plan.

5 employees, 1 state

$948/year on OnPay Payroll. OnPay Payroll is OnPay’s only plan.

10 employees, 2 states

$1,308/year on OnPay Payroll. OnPay Payroll is OnPay’s only plan.

25 employees, 1 state

$2,388/year on OnPay Payroll. OnPay Payroll is OnPay’s only plan.

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Frequently asked questions

Does OnPay publish its pricing?

Yes. OnPay OnPay Payroll: $49/month + $6 per employee/month. Every figure on this page links to the page it was read from and shows the date we last checked it.

What does OnPay cost for a business with 5 employees?

About $948 a year on the OnPay Payroll plan for 5 employees in one state paid biweekly, based on prices verified on September 13, 2026. Enter your own headcount in the calculator for a figure that matches your business.

Which OnPay plan do I need?

It depends on what your business requires. Multi-state payroll, contractor payments, time tracking and similar needs are only on some tiers. The calculator picks the cheapest plan that meets your requirements and tells you which requirement ruled the others out.

One plan, no tiers. Quote confirms "Federal, state, and local tax filings included" (onpay.com/payroll-software/pricing) so multi-state and local filing are both marked included at no extra fee. Time tracking, next-day deposit speed, tipped-wage support and accountant access were not addressed on the fetched pages and are marked unknown pending a features-page follow-up.