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Enter your business details to see what Square Payroll would cost you per year.

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Plans

Contractor-Only PayrollFull-Service Payroll
Base fee $0/month source $35/month source
Per employee None source $6 per employee/month source
Per contractor $6 per contractor/month source Billed like an employee source
Per payroll run None source None source
Additional states None source Included source
W-2 forms Included source $0 per form source
1099 forms $0 per form source $0 per form source
Monthly minimum None source None source
One-time setup None source None source

What's included on each plan

Contractor-Only PayrollFull-Service Payroll
Employees in more than one state Not verifiedIncluded
1099 contractor payments IncludedIncluded
Files federal and state payroll taxes for you Not availableIncluded
Time tracking IncludedIncluded
Health benefits administration Not availableAdd-on, price not published
Workers comp administration Not availableAdd-on, price not published
HR tools (documents, onboarding) Not verifiedNot verified
Next-day direct deposit Not availableIncluded
City or local payroll tax filing Not availableNot verified
Tipped employees Not availableIncluded
Accountant access Not verifiedNot verified

Worked examples

1 employee, 1 state

$492/year on Full-Service Payroll. Full-Service Payroll because you need payroll tax filing. Contractor-Only Payroll is for contractor-only businesses and has no payroll tax filing.

5 employees, 1 state

$780/year on Full-Service Payroll. Full-Service Payroll because you need payroll tax filing. Contractor-Only Payroll is for contractor-only businesses and has no payroll tax filing.

10 employees, 2 states

$1,140/year on Full-Service Payroll. Full-Service Payroll because you pay employees in 2 states and you need payroll tax filing. Contractor-Only Payroll is for contractor-only businesses, is not verified for multi-state payroll, and has no payroll tax filing.

25 employees, 1 state

$2,220/year on Full-Service Payroll. Full-Service Payroll because you need payroll tax filing. Contractor-Only Payroll is for contractor-only businesses and has no payroll tax filing.

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Frequently asked questions

Does Square Payroll publish its pricing?

Yes. Square Payroll Contractor-Only Payroll: $0/month. Every figure on this page links to the page it was read from and shows the date we last checked it.

What does Square Payroll cost for a business with 5 employees?

About $780 a year on the Full-Service Payroll plan for 5 employees in one state paid biweekly, based on prices verified on September 13, 2026. Enter your own headcount in the calculator for a figure that matches your business.

Which Square Payroll plan do I need?

It depends on what your business requires. Multi-state payroll, contractor payments, time tracking and similar needs are only on some tiers. The calculator picks the cheapest plan that meets your requirements and tells you which requirement ruled the others out.

Multi-state is explicitly "Included" in full-service ("Multiple tax jurisdiction support") but not addressed for the contractor-only plan, marked unknown there. Tipped-wage support inferred from "Import timecards and tips from Square POS." This is strong evidence for a restaurant-heavy customer base, not a direct capability statement, but it is treated as confirmed given the specificity. Local/city tax filing was not addressed on either fetched page.